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Movement Mortgage Review 2026
Last updated on May 25, 2026
Written by
Lead Writer & Content StrategistWritten by
Lead Writer & Content StrategistMany or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Why trust NerdWallet
Why trust NerdWallet
- 50+ mortgage lenders reviewed and rated by our team of experts.
- 40+ years of combined experience covering mortgages and financial topics.
- Objective, comprehensive star rating system assessing 120+ categories and 5,000+ data points.
- Governed by NerdWallet's strict guidelines for editorial integrity.
Our Take
3.5
Home loans overall
NerdWallet rating
The Nerdy headline:
Movement Mortgage, known for FHA loans, has a feel-good factor: It shares profits with its Movement Foundation to fund schools and community projects. However, it doesn’t post mortgage rates online, and average APRs are a little high. Most likely to appeal to FHA borrowers looking for down payment help.
Jump to:Full Review
Movement Mortgage: NMLS#39179
Min. credit score
N/A
Min. down payment
N/A
National / regional
National
Loan types and products
Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Pros
- Profit-sharing model supports charitable giving through the Movement Foundation.
- Provides renovation loans and loans for medical professionals
Cons
- Doesn’t post mortgage rates online.
- No online chat for customer service.
- Average APRs are on the higher side, according to the latest federal data.
Lender | Max. loan amount | Max LTV | Min. credit score | |
|---|---|---|---|---|
 Visit Lenderat Figure at Figure | $750,000 | 85% | 600 | Visit Lenderat Figure at Figure |
 Visit Lenderat Achieve at Achieve | $500,000 | 85% | 600 | Visit Lenderat Achieve at Achieve |
 Visit Lenderat New American Funding at New American Funding | $750,000 | 90% | 600 | Visit Lenderat New American Funding at New American Funding |
 Visit Lenderat NBKC at NBKC | $250,000 | 85% | 720 | Visit Lenderat NBKC at NBKC |
 Visit Lenderat Better at Better | $750,000 | 90% | 620 | Visit Lenderat Better at Better |
Full Review
At a glance: Movement mortgage options
Movement Mortgage is a nonbank lender based in Indian Land, South Carolina. Loans are available in all 50 states and the District of Columbia.
Movement Mortgage was co-founded in 2008 by former pro football tight end Casey Crawford. It coined the term “Impact Lender” to promote its profit-sharing model with its affiliated nonprofit, the Movement Foundation.
🏠 Common mortgages
• Fixed- or adjustable-rate
• Conventional
• FHA
• VA
• USDA
• Jumbo
• Rate-and-term refinance
🔑 Specialty loans
• Reverse mortgages
• Renovation loans
• Construction-to-permanent loans
• Loans for vacation or second homes
• Loans for medical professionals
• Non-QM loans
💵 Home equity
• HELOC
• Home equity loans
• Cash-out refinance
Movement’s “Buy Now, Sell Later” mortgage offers flexibility for existing homeowners who want to buy a new house when their current one isn’t yet under contract.
Movement Mortgage special offers and discounts
Movement offers Movement Boost, an assistance program that covers the required 3.5% down payment for FHA loans and 1.5% toward closing costs.
The assistance comes as a 10-year loan, so you have to pay it back. (Other assistance we see comes as a grant or forgivable loan.) But Movement Boost offers a few perks we don’t typically see: Repeat buyers are also eligible, in addition to first-time buyers. And the program doesn’t have income limits, so higher earners can qualify, too.
Movement Boost is not available in New York.
What does Movement Mortgage specialize in?
A lender’s experience with your loan type can make a big difference. We looked at the latest federal data to find the types of mortgages Movement handles most often. Most of Movement’s loans are conventional, but FHA also takes up a large portion.
How we score Movement Mortgage
Like to read the fine print? We do, too. Each year, NerdWallet writers and editors review the latest data and research on mortgage lenders, including federal data, and use a consistent method to score them based on what matters most to borrowers.
Movement Mortgage earned a 3.5-star home loans overall rating from NerdWallet. Here’s how that score breaks down across our five weighted subcategories.
Fair
Rates and fees (30%)
Rates and fees determine how much a loan will cost you overall. NerdWallet reviews the latest federal data to score each lender’s average APR spread — a measure that combines interest rates and fees. A higher score means lower typical costs compared to other lenders.
Average
Product accessibility (20%)
We evaluate how widely available a lender’s products are across the U.S. and how accessible they are to different financial profiles. A higher score means broader availability and more flexible requirements. A lower score means fewer options or stricter requirements.
Average
Customer experience (20%)
We evaluate customer experience by testing and reviewing features like the online application, mobile app, and availability of phone or chat support. A higher score means a smoother, more convenient experience and easier access to help. A lower score means more friction or fewer support options.
Average
Loan variety (15%)
We evaluate loan variety based on the range of home loan types a lender offers. A higher score means more options, while a lower score means a more limited selection.
Poor
Rate transparency (15%)
We review how clearly lenders share rate information on their websites, including sample rates and tools to estimate personalized rates. A higher score means it’s easy to find clear, comprehensive details and compare rates. A lower score means less information is available, often requiring you to contact the lender.
🤓
NerdWallet’s ratings are objective and well-researched (we have the spreadsheets to prove it). But choosing a mortgage lender isn’t just about a star rating or a score breakdown. It’s also about finding the right lender for your unique situation. So yes: you can learn a lot from how the mortgage Nerds scored Movement Mortgage. But you’re the expert when it comes to the features of your own best-match mortgage lender.Nerdy Tip
Movement Mortgage reputation and customer experience
NerdWallet’s star ratings look at objective factors like rates, fees and loan options. To give you a sense of what the borrower experience is really like, we pulled the latest customer satisfaction scores from J.D. Power and Zillow, and we contacted the lender’s customer support.
2025 J.D. Power U.S. Mortgage Origination Satisfaction Study
776
out of 1,000
Above-average satisfaction score: average = 760.
Mortgage origination covers the application through closing.
Zillow Mortgage Lender Customer Rating
4.98
out of 5
Excellent rating as of the date of publication.
Rating reflects more than 18,800 customer reviews.
Movement Mortgage customer service options
Here’s how you can get in touch with Movement Mortgage.
Ways to reach Movement
Physical branches . . . . . . ✅
Phone support . . . . . . . . . ✅
Mobile app . . . . . . . . . . . . ✅
Online chat (bot) . . . . . . . 🚫
Online chat (human) . . . . 🚫
🤓 Our Nerds say... know your mortgage servicer
Abby Badach Doyle, lead writer, mortgages
Movement’s app doesn’t offer the option to apply for a mortgage, but is useful for existing customers. Movement also works with Carrington Mortgage to service its mortgages. Carrington has a below-average rating on the 2025 U.S. Mortgage Servicer Satisfaction Study from J.D. Power, but all ratings there tend to run low. Movement wasn’t rated as a mortgage servicer.
» MORE: How to apply for a mortgage
Alternatives to Movement Mortgage
Our biggest tip: Get offers from at least three different mortgage lenders. Comparison shopping can save you thousands of dollars. You can get rate quotes yourself, or work with a mortgage broker to shop around on your behalf.
Rate is a nonbank lender known for providing FHA loans. It posts sample mortgage rates on its website, making it easy to compare different lenders.
PNC Bank’s foundation supports charitable efforts with a focus on early childhood education.
» MORE: Best FHA lenders
More from NerdWallet
Methodology
NerdWallet rates mortgage lenders based on what matters most to borrowers: rates and fees, product accessibility, customer experience, rate transparency and the range of loan options.
We review more than 40 lenders and score them using a weighted system that prioritizes affordability and a smooth borrowing experience. Lenders earn higher scores for offering lower borrowing costs, making loans widely available, clearly displaying rate information and supporting borrowers from application through closing.
We use a mix of lender-provided information, publicly available data and our own research and analysis to evaluate each lender. Recent regulatory actions may affect a lender’s score.