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IRA vs. 401(k): Which is better?

IRAs and 401(k)s both have tax benefits for retirement savers. Get your 401(k) match, then max out your IRA.

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Dayana Yochim

Roth IRA: What It Is and Who’s Eligible

A Roth IRA is an individual retirement account funded with after-tax dollars. Contributions aren't tax-deductible but grow tax-free.

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June Sham

Rollover IRA: How It Works

A rollover IRA can be a great option for money in old retirement accounts. To avoid a tax hit, know the steps involved.

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Arielle O'Shea

Roth vs. Traditional IRA

The main difference between a traditional and Roth IRA is how and when your money is taxed.

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Andrea Coombes, June Sham

How to Open an IRA in 4 Steps

You can open an IRA online in a few steps. It can go quickly once you find the right provider for your needs.

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Arielle O'Shea

Everything you need to know about traditional IRAs

A traditional IRA helps you invest for the future, and could offer tax deductions when you contribute.

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Arielle O'Shea, Tina Orem

Traditional IRA Contribution and Income Limits for 2026

Anyone with earned income can make a traditional IRA contribution, but the ability to deduct contributions is based on annual income.

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June Sham, Arielle O'Shea

Spousal IRA: What It Is, How It Works

A spousal IRA lets couples save for retirement even if only one spouse has earned income.

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Andrea Coombes

The Roth IRA 5-Year Rule: What to Know

Rules for Roth IRA withdrawals carry five-year stipulations for earnings, beneficiaries and conversions.

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Arielle O'Shea

Roth IRA Withdrawal Rules

Making tax-free withdrawals from a Roth IRA depends on when — and what — you’re withdrawing. Otherwise, taxes and penalties could apply.

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Arielle O'Shea, June Sham

Robinhood vs. E*TRADE: 2026 Comparison

E*TRADE and Robinhood both offer free trading of stocks and ETFs. But with robust platforms and a larger investment selection, E*TRADE may appeal to more investors.

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Kevin Voigt, Chris Davis

7 Types of IRAs: Find the Right Account for You

Here are the basics on traditional, Roth, spousal, SEP, SIMPLE, nondeductible and self-directed IRAs.

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Dayana Yochim, Andrea Coombes

Custodial Roth IRA: Roth IRAs for Children

Roth IRAs for kids are a great retirement tool, because children have decades for their contributions to grow tax-free, and contributions can be withdrawn tax-free and penalty-free at any time.

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Arielle O'Shea, Sam Taube

5 Self-Employed Retirement Plans to Consider

There are five main choices for the self-employed or small-business owners: an IRA (traditional or Roth), a Solo 401(k), a SEP IRA, a SIMPLE IRA or a defined benefit plan.

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Elizabeth Ayoola

Investing in Dividend Stocks: Guide, Calculator and Top 7 Yields for July 2026

Dividend stocks can be a great choice for investors looking for passive income and portfolio stability. Here's what to look for when evaluating dividend stocks and how to invest in them.

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Chris Davis, Sam Taube

What To Do When the Stock Market Is Crashing

A stock market crash is marked by a sudden drop in stock prices. You can prepare for a crash (or weather one) by understanding when to hold and when to sell, diversifying your portfolio and talking to an advisor.

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Alieza Durana, Dayana Yochim

How to Fix Excess IRA Contributions

It's easiest to remedy before filing your taxes, but you have options after, too. Be sure to take action — there's a 6% penalty every year until it's fixed.

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Kevin Voigt

What Is the Average Stock Market Return?

The average stock market return is about 10% per year for nearly the last century, as measured by the S&P 500 index. In some years, the market returns more than that, and in other years it returns less.

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Arielle O'Shea

What Is a Solo 401(k)? Self-Employed Retirement Plans

A solo 401(k) allows self-employed people to save more for retirement. Find out if this tax-advantaged retirement account is right for you.

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Arielle O'Shea

Best Retirement Plans

Explore defined contribution plans such as 401(k)s, individual plans, such as Roth and traditional IRAs, plus plans for the self-employed and small businesses, such as SEP and SIMPLE IRAs.

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June Sham, Elizabeth Ayoola