
Best Business Bank Account Promotions of 2026
Cash in on business bank account promotions from Chase, American Express, Axos and other small-business banks.

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Get advice from NerdWallet's experts on choosing the right business banking setup.
Opening a business bank account is faster than you think — here's exactly what you'll need to do it.

Most business cash accounts leverage sweep networks to offer FDIC insurance well beyond the standard limit.

Some business types can open a business bank account with their Social Security number or ITIN.

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Most business cash accounts leverage sweep networks to offer FDIC insurance well beyond the standard limit.


Cash in on business bank account promotions from Chase, American Express, Axos and other small-business banks.


International money transfer services are important tools for businesses that often handle multiple currencies.


If your bank gets acquired, stops opening new accounts or announces plans to close accounts, here's what to expect.


Instant access to your funds is nice, but use Square Banking alongside a another account to meet all your banking needs.


Brex, Rho, Grasshopper and Bluevine offer digital banking services that may be better options for some businesses.


Find a bank with low fees, sufficient deposit and transfer limits and an understanding of nonprofit borrowing needs.


Business accounts are FDIC insured up to $250,000 per depositor, per institution, per ownership type.


Access nine figures in FDIC coverage using an ICS account, which distributes your funds across many different banks.


You'll need to provide an operating agreement, EIN, revenue details and your date of birth to open an LLC bank account.


Business checking accounts are for business revenue and expenses. Personal accounts are for your personal finances.


You’ll likely need business formation documents and personal ID to open a business account, along with your EIN.


High fees, restrictive limits and consistently poor customer service are signs to look for a new business account.


Opening a business bank account is faster than you think — here's exactly what you'll need to do it.


Earn more than 4% APY with a business certificate of deposit.


Each of the best small business banks in Colorado has a competitive edge. Find one that fits your banking needs.




Chase beats U.S. Bank on branch access and cash deposits, but U.S. Bank Business Essentials has no monthly fee.


A jointly owned business can also have a jointly owned bank account. Most banks support these accounts, but not all.


Some business types can open a business bank account with their Social Security number or ITIN.
