Mortgages

Get smart answers to all your mortgage questions. Find out how much house you can afford, see today's mortgage rates, learn how to choose the right lender and more.

Current Mortgage Rates

Best Variable Mortgage Rates

Best 5-Year Fixed Mortgage Rates

Best 3-Year Fixed Mortgage Rates

Best Mortgage Renewal Rates

Best Mortgage Refinance Rates

Helpful mortgage calculators

Estimate your home-buying budget

Mortgage Affordability Calculator

Quickly assess your monthly payments

Mortgage Payment Calculator

Prepare for extra costs and fees

Closing Cost Calculator

Compare mortgage rates in your province

Ontario Mortgage Rates

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BC Mortgage Rates

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Current Mortgage Rates in Alberta

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Saskatchewan Mortgage Rates

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Read our mortgage reviews

We’ve reviewed Big Banks, brokers, B Lenders and online-only lenders to help you finance your home purchase, refinance or renewal with confidence.

Your mortgage questions, answered

How much house can I afford?See how your interest rate, down payment and debt ratios affect your housing budget.

Can I get a mortgage if I'm self-employed?Yes! We can help you prepare your documentation and connect you with the right lender.

I'm new to Canada. Can I buy a house?Yes, there are lenders who want to work with you, and we'll help you find them.

Big 6 mortgage rates

BMO Mortgage Rates

CIBC Mortgage Rates

National Bank Mortgage Rates

RBC Mortgage Rates

Scotiabank Mortgage Rates

TD Bank Mortgage Rates

Find help on your home-buying journey

First-Time Home Buyer Assistance Programs in Canada

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Don't sleep on these assistance programs. They offer low-interest loans and tax breaks that can make it easier to afford your first home.

The First-Time Home Buyer’s Tax Credit

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The First-Time Home Buyers’ Tax Credit, worth up to $1,500, can help offset a portion of your home ownership costs.

How to Use a First Home Savings Account (FHSA)

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The FHSA is a registered account that can help first-time home buyers save a down payment more quickly.

Mortgages

Helpful mortgage calculators

Compare mortgage rates in your province

Read our mortgage reviews

Your mortgage questions, answered

Read more about the Bank of Canada's latest rate announcement.

Big 6 mortgage rates

Find help on your home-buying journey

Mortgage basics