Pros

• High rewards rate
• New cardholder bonus offer
• Priority Pass lounge membership
• Annual travel credit, bonus miles
• Statement credit for Global Entry, TSA PreCheck®

Cons

• High annual fee
• Requires excellent credit
• Balance must be paid in full every month

Pros

• High rewards rate
• No foreign transaction fees
• New cardholder bonus offer
• No reward caps

Cons

• Requires excellent credit
• Reports all card activity to consumer credit bureaus
• No Intro APR period

Pros

• New cardholder bonus offer
• Transfer partners

Cons

• Does not include lounge access or travel credits

Pros

• High rewards rate
• No preset spending limit
• No foreign transaction fees
• New cardholder bonus offer

Cons

• High annual fee
• Balance must be paid in full every month
• High spending requirement to hit bonuses
• Requires excellent credit

Pros

• High cash-back bonus rate
• No cap on bonus rewards
• Intro APR period on purchases and balance transfers
• Reports to Dun & Bradstreet
• New cardholder bonus offer

Cons

• Low rate outside bonus categories
• Activity on employee cards does not count toward bonus spending requirement

Pros

• Intro APR period
• New cardholder bonus offer
• High reward rate in bonus categories

Cons

• Low rate outside bonus categories
• Spending caps on bonus rewards

Pros

• High rewards rate
• New cardholder bonus offer
• No reward caps
• Statement credit for Global Entry, TSA PreCheck®
• Annual fee waived for first year

Cons

• Reports all card activity to consumer credit bureaus
• Does not include lounge access or automatic elite status

Pros

• New cardholder bonus offer
• High rewards rate
• Bonus rewards for qualifying Preferred Rewards for Business members

Cons

• Requires excellent credit
• Multiple accounts, high combined balance required to get Preferred Rewards bonus

Pros

• No annual fee
• Card-level spending controls
• No personal guarantee
• Available to sole proprietors

Cons

• Complicated rewards structure with limits on redemption
• Rewards rate varies depending on user activity

Pros

• High rewards rate
• No reward caps
• Available with fair credit
• No annual fee.
• No foreign transaction fees.

Cons

• Not available to sole proprietors, charities or nonprofits
• Must enroll in automatic payments
• Potential for very high APR
• No new cardholder bonus offer

Pros

• No annual fee or foreign transaction fees
• New cardholder bonus offer
• No personal guarantee
• Card-level spending controls

Cons

• Complicated rewards structure
• High capital requirement for approval
• Daily repayment may be required
• Not available to sole proprietors

Pros

• No annual fee or foreign transaction fees
• No personal guarantee or credit check
• Direct integrations with tools and card-level spending controls
• Rewards do not expire
• Card-level spending controls

Cons

• Not available to sole proprietors
• Rewards rate varies and is determined per customer